Independent Captive Insurance MGA and Consulting Firm

As one of the largest independent captive insurance program managers in the world, our open programs give brokers and captive managers the tools and expertise to provide AM Best rated global captive insurance solutions, confidently win new business, and retain key accounts without sacrificing commissions or revenue.

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Forming a Captive: A Quick Review of The Steps Involved and the Considerations That Matter

A captive is not difficult to form, but it is easy to form badly. The value of the vehicle is decided long before the first policy is issued — in the discipline of the questions asked at the outset. Done well, it lets an organization retain the underwriting profit and investment income that would otherwise flow to a commercial carrier, gain control over its cost of risk, and access coverage the traditional market prices poorly. Done carelessly, it becomes an under-capitalized entity holding volatility it was never equipped to absorb. The difference is decided during formation — which is why the process requires disciplined underwriting and evaluation.

General Liability Property Coverage

A Texas based property management/development company turned to Captives Insure (“C.I.”) for an alternative means of procuring their General Liability and Property coverage. Even with excellent claims history and risk management efforts, the commercial market was unwilling to give them the credit they deserve and administered rate increases and higher retentions.