Independent Captive Insurance MGA and Consulting Firm

As one of the largest independent captive insurance program managers in the world, our open programs give brokers and captive managers the tools and expertise to provide AM Best rated global captive insurance solutions, confidently win new business, and retain key accounts without sacrificing commissions or revenue.

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Reinsurance Market Update — What Captive Owners Should Be Watching in 2026

The global reinsurance market entered 2026 in a state of cautious expanding capacity. After two years of disciplined underwriting, record returns on equity at the major reinsurers, and a January renewal that brought modest property catastrophe rate softening for the first time since 2017

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Utilizing Captive Surplus to Fund Risk

Nate Reznicek was quoted in a Business Insurance article titled "Captive Surpluses Help Fund Risk Strategies". Captive insurance companies are increasingly using their surplus funds to finance a wide range of risk management projects and loss control activities. This trend sees mature captives investing in initiatives like property improvements, vehicle telematics, cyber awareness training, and AI-powered surveillance for loss mitigation. 

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Recent News

5/13/2026

Reinsurance Market Update — What Captive Owners Should Be Watching in 2026

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4/29/2026

C.I. Renews +$60m Property Policy and $15m xs $5m Liability Policy for Residential Real Estate Client

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Independent Captive Insurance MGA

Client Focused. Straightforward. Transparent.

The traditional purchase of insurance is one of the worst investments that well-managed clients make each and every year. Regardless of your experience with captive insurance, we’ll give you the tools to help you turn this traditional sunk cost into a profit center for your clients.  Our AM Best delegated underwriting authority, open programs, and wide appetite will help ensure you deliver without having to change commision structures or captive managers.  

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Multi-Line Captive Insurance Program Business

From initial education to binding coverage, we’ll help you deliver. Use our delegated underwriting authority and deep captive insurance expertise to identify, underwrite, and bind AM Best rated solutions for all your captive insurance needs.

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Captive Insurance Consulting

Our independent and education-led approach arms our agent/broker partners with the knowledge and skills necessary to stand out from the crowd.

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Structure Evaluation

Help ensure your client’s current or considered captive arrangement is the best fit for their business.

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Interested in learning more about what Captives Insure has to offer? Send us a message, and we’ll connect with you shortly.