Independent Captive Insurance MGA and Consulting Firm

As one of the largest independent captive insurance program managers in the world, our open programs give brokers and captive managers the tools and expertise to provide AM Best rated global captive insurance solutions, confidently win new business, and retain key accounts without sacrificing commissions or revenue.

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Captive Governance Best Practices and the Importance of Independent Consultants

Governance is the operational backbone of every captive insurance company. It is the mechanism through which the captive demonstrates that it functions as a legitimate insurance entity — not merely as a financial conduit for the parent organization. Strong governance withstands regulatory examination, supports favorable tax treatment, and ultimately drives better risk management outcomes. Weak governance, by contrast, is the single most common vulnerability identified in IRS challenges, domicile examinations, and litigation involving captive structures.

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Current State of the U.S. Property and Casualty Market: General Liability Coverage for Large Hospitality Operations

In today’s volatile insurance marketplace, hospitality companies face mounting challenges: rising premiums, shrinking capacity, and coverage gaps for emerging risks. For forward-thinking operators, the traditional purchase of insurance is no longer a foregone conclusion—it’s an opportunity to take control. Alternative risk transfer, especially through captive insurance, empowers hospitality businesses to transform insurance from a sunk cost into a strategic asset.

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Recent News

3/25/2026

Captive Governance Best Practices and the Importance of Independent Consultants

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3/25/2026

Commercial Auto Continues to Be Strained with Rate Increases and Capacity Restraints

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Independent Captive Insurance MGA

Client Focused. Straightforward. Transparent.

The traditional purchase of insurance is one of the worst investments that well-managed clients make each and every year. Regardless of your experience with captive insurance, we’ll give you the tools to help you turn this traditional sunk cost into a profit center for your clients.  Our AM Best delegated underwriting authority, open programs, and wide appetite will help ensure you deliver without having to change commision structures or captive managers.  

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Multi-Line Captive Insurance Program Business

From initial education to binding coverage, we’ll help you deliver. Use our delegated underwriting authority and deep captive insurance expertise to identify, underwrite, and bind AM Best rated solutions for all your captive insurance needs.

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Captive Insurance Consulting

Our independent and education-led approach arms our agent/broker partners with the knowledge and skills necessary to stand out from the crowd.

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Structure Evaluation

Help ensure your client’s current or considered captive arrangement is the best fit for their business.

Gain Credibility

Start the Conversation

Interested in learning more about what Captives Insure has to offer? Send us a message, and we’ll connect with you shortly.