Independent Captive Insurance MGA and Consulting Firm

As one of the largest independent captive insurance program managers in the world, our open programs give brokers and captive managers the tools and expertise to provide AM Best rated global captive insurance solutions, confidently win new business, and retain key accounts without sacrificing commissions or revenue.

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Bespoke Human Trafficking Coverage When the Standard Market Says No

In the traditional commercial market, the insured was unable to procure a dedicated human trafficking policy on a standalone basis, despite actively seeking options through standard carriers and program markets. Capacity, appetite, and form limitations made it difficult to obtain meaningful limits, tailored wording, and a clear response to trafficking‑related events under conventional placements. Captives.Insure stepped into this gap by engineering a bespoke human trafficking solution specifically for the insured, providing purpose‑built coverage where the standard market could not.​

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C.I. Renews +$5m GWP Residential Real Estate Client with Reductions in Collateral and Premium

A Florida-based residential affordable real estate client with a $1 billion total insurable value partnered with Captives Insure (C.I.) to renew a $60 million primary property policy and a $15 million excess general liability policy. Leveraging a historical property loss ratio of under 4% and a loss-free excess liability layer, C.I. secured significant reductions in both premium and collateral requirements. Through a bespoke captive insurance structure, the client recaptured millions previously spent in the standard insurance market and retained ~$4 million in gross written premium within their captive. C.I. was able to negotiate renewal terms and provide a collateral reduction of over 50% for their 2025 renewal along with a market rate premium decrease

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Recent News

1/6/2026

Bespoke Human Trafficking Coverage When the Standard Market Says No

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1/6/2026

Treaty and Facultative Reinsurance: Key Components to Consider for your Captive Program

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Independent Captive Insurance MGA

Client Focused. Straightforward. Transparent.

The traditional purchase of insurance is one of the worst investments that well-managed clients make each and every year. Regardless of your experience with captive insurance, we’ll give you the tools to help you turn this traditional sunk cost into a profit center for your clients.  Our AM Best delegated underwriting authority, open programs, and wide appetite will help ensure you deliver without having to change commision structures or captive managers.  

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Multi-Line Captive Insurance Program Business

From initial education to binding coverage, we’ll help you deliver. Use our delegated underwriting authority and deep captive insurance expertise to identify, underwrite, and bind AM Best rated solutions for all your captive insurance needs.

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Captive Insurance Consulting

Our independent and education-led approach arms our agent/broker partners with the knowledge and skills necessary to stand out from the crowd.

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Structure Evaluation

Help ensure your client’s current or considered captive arrangement is the best fit for their business.

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Interested in learning more about what Captives Insure has to offer? Send us a message, and we’ll connect with you shortly.